• 			     “No matter what type of loan you need, we’re with you every step of the way” 

     

    “No matter what type of loan you need, we’re with you every step of the way” 

  • 			     “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

     

    “The perfect home is waiting for you, let us find you the perfect loan to go with it.” 

  • 			    Xcel Financial

APPLY  Now

COMPLETE OUR ONLINE SECURE APPLICATION

Start

Todays Rates

VIEW TODAY'S MORTGAGE RATES & APR's

Search Rates

Mortgage News

CHECK OUT THE LATEST  MORTGAGE NEWS

Learn More

16/May/2018

You don’t have to go over your budget to win in a home buying bidding war! There are other (lesser known) tricks for competing with other buyers. Click to read more!

How to Win a Homebuying Bidding War Without Going Over Your Budget

09/May/2018

There are so many parts to buying a home, and when you're a first time home buyer, it can get overwhelming pretty fast. The good news is that you're not alone! When you apply for your first mortgage with us, you'll have a team of professionals helping you every step of the way.

Getting Ready to Buy Your First Home? Here's What To Do First

02/May/2018

Looking to get a home equity loan but have a bankruptcy on your credit history? It may not be as bad as you think! Actually, it may be just the thing to help your credit recover.

Can You Get a Home Equity Loan After Bankruptcy?

25/Apr/2018

This article will help you understand the pros and cons of purchasing a house or condo as your first home. It'll help you weigh the difference so that you can feel good about your decision.

Should My First Home Be a House or Condo?

18/Apr/2018

If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it?

Should I Use My 401(K) to Pay off My Mortgage?

11/Apr/2018

Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top refinancing hurdles and how to overcome them.

Top Solutions to Your Refinancing Obstacles

Your Utah Mortgage Team
 Xcel Financial is committed to helping you find the right mortgage product for your needs.
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

We offer a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the most current product and programs available.

We are able to assist in the financing of the following loan Programs

  • Conventional Fixed Rate Loans 
  • Conventional Fixed Rate Loans
  • Fixed Period ARM Loans
  • Streamline Loans
  •  Jumbo Loans
  • FHA Purchase 
  •  VA Loans
  • USDA Purchase Loans

  Call us today for a FREE mortgage consultation! We are here to deliver loan proposals which fit your needs and have a commitment to quality, service, and on-time closings. 

MORTGAGE CALCULATOR
Lender411 Mortgage Calculator

Calculates how much your principal balance will be after certain number of years of payment.

$
%
$
Yrs
$/yr
$/yr
%

Calculate
[x]